Asked honestly, answered honestly.

No. Most clients earn an ordinary salary. The habits and systems we build matter far more than the size of your pay cheque, and they work the same whether you earn $3,000 or $15,000 a month.

We spend 25 minutes on video talking through where you are, what's worrying you and what you want to change. If coaching looks like a good fit, I'll explain how we'd work together. If not, you'll still leave with one clear next step.

An adviser typically recommends or sells specific products and may manage your money. I don't do either. Coaching is educational: I help you understand your money, build a system and make your own decisions with confidence.

If you finish your first paid session and feel it wasn't worth it, tell me and I'll refund that session in full. No awkward questions.

Completely. Most clients start from zero. We begin with the basics (what a stock, an index fund and an ETF actually are) and only move at the pace that feels comfortable for you.

No. I teach you how long-term investing works so you can make your own decisions with confidence. I don't recommend specific stocks, predict the market or manage your money for you.

Usually high-interest debt like credit cards comes first, along with a basic emergency fund. We'll look at your situation together and work out an order that makes sense for you.

Far less than most people think. Many platforms let you start with small monthly amounts. What matters most is starting consistently, not starting big.

We'll talk through the general types of accounts and platforms available where you live, and what to look for in them. For country-specific tax questions, I'll point you to a qualified professional.

Sessions are online over Google Meet or Zoom, so you can join from anywhere in the world. We'll pick a time that works across time zones.

In the 3-Month Money Reset we meet roughly every two weeks, for six sessions in total. Between sessions you can message me on WhatsApp whenever you get stuck.

Payment is by bank transfer. Prices are in USD. Once we've agreed on a package, I'll send you an invoice with the bank details. If you're overseas, an international transfer service such as Wise usually keeps fees low.

Yes. Just let me know at least 24 hours before and we'll find a new time.

Never. I don't sell any financial products and I don't earn commissions from banks, insurers or fund houses. You pay for the coaching, so my only job is to help you.

Yes. Everything you share stays between us. Your documents are stored securely, never shared with third parties, and deleted when our work together ends if you ask. I handle personal data in line with applicable data protection laws.